How to Check AIS, Form 26AS & TIS Before Filing ITR
Income Tax Guide
How to Check AIS, Form 26AS & TIS Before Filing Your [Income Tax](blog.html?id=managed-service-provider-income-tax-portal) Return
Before submitting your Income Tax Return (ITR), one of the most important steps is verifying your financial information using Annual Information Statement (AIS), Form 26AS, and Taxpayer Information Summary (TIS). These three reports help taxpayers reconcile income, taxes deducted, investments, and high-value financial transactions before filing an accurate return.
Many taxpayers simply rely on pre-filled ITR forms. However, differences between your records and information available with the Income Tax Department may result in delayed refunds, notices, additional tax demands or scrutiny. Spending a few minutes reviewing AIS, Form 26AS and TIS can save significant time and money later. The Income Tax Department also encourages taxpayers to review these statements and provide feedback if incorrect information appears. :contentReference[oaicite:0]{index=0}
Important
- Always review AIS before filing your ITR.
- Verify all TDS entries with Form 26AS.
- Cross-check income shown in TIS.
- Report any missing or incorrect information before filing.
- Keep your own bank statements and investment records handy.
What are AIS, Form 26AS and TIS?
Although many taxpayers think these reports are identical, each serves a different purpose. Together, they provide a complete picture of your financial activities during the financial year.
| Statement | Main Purpose | Contains |
|---|---|---|
| Form 26AS | Tax Credit Statement | TDS, TCS, Advance Tax, Self Assessment Tax |
| AIS | Detailed Financial Information | Income, Interest, Dividends, Securities, Property, Foreign Remittance, GST, SFT and much more |
| TIS | Summary of AIS | Processed values used for ITR pre-filling |
From recent assessment years, Form 26AS mainly focuses on tax credits while the broader financial information is available through AIS. TIS summarizes the information after considering taxpayer feedback and is commonly used for pre-filled ITR values. :contentReference[oaicite:1]{index=1}
Why Should You Check These Before Filing?
Avoid Tax Notices
Mismatch between reported income and departmental records may trigger notices.
Claim Correct TDS
Ensure every tax deduction by employers and banks appears correctly.
Receive Faster Refunds
Correct information reduces refund processing delays.
Report Complete Income
Interest, dividends and investments should match government records.
What Information Appears in AIS?
The Annual Information Statement is far more comprehensive than the traditional tax statement. It combines information received from employers, banks, mutual funds, registrars, GST systems, reporting entities and other government departments.
Common Information Available in AIS
- Salary income
- Interest from savings and fixed deposits
- Dividend income
- Mutual fund purchases and redemptions
- Equity share transactions
- Property purchase or sale
- Foreign remittances
- Specified Financial Transactions (SFT)
- GST information
- Income reported by various financial institutions
- TDS and TCS
- Advance tax payments
- Income tax refunds
AIS has become a comprehensive financial profile of the taxpayer. If information shown is incorrect, duplicate or belongs to another person, taxpayers can submit feedback directly through the AIS portal. :contentReference[oaicite:2]{index=2}
What Does Form 26AS Show?
Form 26AS continues to be the primary document for verifying tax credits available against your PAN.
| Category | Example |
|---|---|
| TDS by Employer | Salary deductions |
| TDS by Bank | Fixed Deposit Interest |
| TCS | Collected by Seller |
| Advance Tax | Self-paid tax |
| Self Assessment Tax | Paid before filing ITR |
| Refund Details | Previous refund issued |
If any TDS appearing in your Form 16 or bank certificate is missing from Form 26AS, you should contact the deductor before filing the return. Incorrect tax credit may reduce your refund or increase tax payable.
Understanding TIS (Taxpayer Information Summary)
TIS is a simplified summary generated from AIS. It displays processed values after considering taxpayer feedback wherever applicable. These processed values are generally used for pre-filled ITR data, making return filing easier and more accurate. :contentReference[oaicite:3]{index=3}
Original Value
Information reported by source.
Processed Value
Updated after system validation.
ITR Prefill
Values used while preparing your return.
AIS vs Form 26AS vs TIS
| Feature | AIS | Form 26AS | TIS |
|---|---|---|---|
| Income Details | ✔ | Limited | Summary |
| TDS Details | ✔ | ✔ | ✔ |
| Bank Interest | ✔ | ✖ | Summary |
| Dividend Income | ✔ | ✖ | Summary |
| Property Transactions | ✔ | ✖ | Summary |
| Feedback Option | ✔ | ✖ | Based on AIS |
Common Mismatches Taxpayers Should Check
Before filing your return, carefully verify the following:
- Interest from all bank accounts
- Fixed Deposit interest
- Dividend income
- Capital gains
- Employer TDS
- Previous employer salary
- Mutual fund redemption
- Property transactions
- Advance tax payments
- Refund already received
Failure to reconcile these entries may result in incorrect income reporting. Tax professionals recommend comparing AIS, Form 26AS, TIS, Form 16, bank statements and investment reports before filing the return. :contentReference[oaicite:4]{index=4}
Need Help Reviewing AIS Before Filing?
If you're unsure whether your AIS, Form 26AS and TIS are accurate, Haryana.Tools provides online assistance to help individuals, pensioners, salaried employees, freelancers and businesses review their tax information before filing their Income Tax Return. Our team can help identify mismatches, explain reported transactions and guide you through the filing process so you can submit a more accurate return.
How to Download AIS Online
The Income Tax Department allows every registered taxpayer to view and download the Annual Information Statement (AIS) directly from the e-Filing Portal. You can download AIS in PDF, JSON, or CSV format depending on your requirement. :contentReference[oaicite:0]{index=0}
You'll Need
- PAN Number
- Income Tax e-Filing Portal Login
- Password
- Registered Mobile Number (if OTP verification is required)
Step-by-Step Guide to View AIS
Visit the Income Tax e-Filing Portal and sign in.
Go to Services → Annual Information Statement (AIS).
Click Proceed to open the AIS portal.
Choose the relevant Financial Year.
View AIS or download it in PDF, JSON or CSV format.
The official portal also maintains an activity history of your AIS access and allows downloading an acknowledgement after feedback submission. :contentReference[oaicite:1]{index=1}
How to Download Form 26AS
Although AIS now contains much broader financial information, Form 26AS is still the primary document for verifying tax credits such as TDS, TCS, advance tax and self-assessment tax.
| Step | Action |
|---|---|
| 1 | Login to Income Tax Portal |
| 2 | Navigate to e-File → Income Tax Returns |
| 3 | Select View Form 26AS |
| 4 | Accept Disclaimer |
| 5 | Download PDF or HTML Statement |
How to Submit Feedback in AIS
If any transaction shown in AIS is incorrect, duplicated, belongs to another taxpayer or contains an incorrect amount, you can submit feedback directly from the AIS portal. The Income Tax Department allows taxpayers to revise their feedback whenever necessary. :contentReference[oaicite:2]{index=2}
Incorrect Information
Report if amount, source or transaction details are incorrect.
Duplicate Entry
Flag transactions reported more than once.
Information Relates to Another Person
Submit feedback if the transaction does not belong to you.
Information Denied
Provide remarks where required with supporting explanation.
Common Errors Found During AIS Verification
Taxpayers frequently discover the following issues:
- Bank interest not reported in ITR.
- FD interest appearing higher than expected.
- Duplicate dividend entries.
- Employer TDS mismatch.
- Capital gains not matching broker statements.
- Property transaction values incorrectly reported.
- Missing advance tax payments.
- Incorrect PAN linked by reporting entities.
- Income belonging to another taxpayer.
- Duplicate SFT reporting.
Documents You Should Compare Before Filing ITR
| Document | Purpose |
|---|---|
| Form 16 | Salary & Employer TDS |
| AIS | Complete Financial Information |
| Form 26AS | Tax Credits |
| TIS | Summary for Pre-filled Return |
| Bank Statement | Interest & Transactions |
| Broker Statement | Capital Gains |
| Mutual Fund Statement | Investments & Redemptions |
| Home Loan Certificate | Interest Deduction |
Best Practices Before Filing Income Tax Return
- Download the latest AIS for the correct Financial Year.
- Verify every TDS entry with Form 26AS.
- Match bank interest with passbooks and certificates.
- Check dividend income from all investments.
- Review stock and mutual fund transactions.
- Verify property purchase or sale information.
- Submit AIS feedback before filing if discrepancies exist.
- Keep supporting documents safely for future reference.
Frequently Asked Questions
While not legally mandatory, reviewing AIS is strongly recommended because it contains financial information reported to the Income Tax Department and helps reduce mismatches.
You can submit online feedback through the AIS portal. The system records your feedback and allows modifications if needed. :contentReference[oaicite:3]{index=3}
No. Form 26AS mainly shows tax credits, while AIS provides a much broader view of your financial information and TIS summarizes that information for return preparation. :contentReference[oaicite:4]{index=4}
Yes. AIS can be downloaded in PDF, JSON and CSV formats from the Income Tax e-Filing portal. :contentReference[oaicite:5]{index=5}
Yes. Haryana.Tools provides online assistance to help taxpayers review AIS, Form 26AS, TIS, Form 16 and supporting financial documents before filing Income Tax Returns. We can help identify mismatches, explain reported transactions and assist with preparing your return accurately.
Need Help Filing Your Income Tax Return?
Whether you're a salaried employee, pensioner, freelancer, business owner, GST taxpayer or investor, Haryana.Tools provides online Income Tax Return filing assistance across India. We help review AIS, Form 26AS, TIS, Form 16, tax deductions, capital gains and other financial information so you can file with greater confidence and reduce the risk of mismatches.
You can also explore our other guides on How to File ITR Online, Common ITR Filing Mistakes, Late Filing Penalties, and Latest ITR Deadline Updates.
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